Feb 11
12
Mobile banking – new banking technologies
Each of us accustomed to credit cards or payment, and even a child knows that a rectangular piece of colored plastic replaced the traditional paper money.
Credit and debt cards appeared in Poland a few years ago and within a very short time become as popular as banknotes or Billion.
For plastic cards appeared in Internet banking, and although not everyone has an Internet account is definitely everybody has heard of the internet bank account, percentage of people who have such an account continues to grow, more and more customers are choosing to open a bank account because firstly it is not reliably comfortable, We can pay all your bills without leaving home, secondly, we have constant access to funds in the account and at any time having access to the internet we can check whether such. We contributed money to your account.
This would also seem that at the moment, online banking is so developed and debit cards and credit cards have such a strong market position that there is nothing new in the coming years they will not jeopardize anything new and does not appear. Well, nothing more wrong, technique all the time go forward and have formed a new banking model. How, then, will look Banking Future and it is not so distant future? The most recent invention, and the trend in the banking world is mobile banking ie bankowość mobilna. The latest models of mobile phones are already ready to use mobile banking, with the exception that at least the Polish market does not have any banking application, which would allow users to use mobile banking. As is clear from the article is, therefore, mobile banking, banking available using your cell phone or smatphone, implementation of such. transfer or payment may be done in various ways, eg. by making a phone bank call center, sending SMS messages, using WAP technology or by using new technology which is an automatic electronic service.
Very soon everyone will use mobile banking as well as at the moment with a payment card or credit and it is not 10 years but perhaps in a year or two years. All this depends on how the mobile banking will react Europe or the U.S.
